Joe Hughis  |  Managing Director and Vice President 


Mr. Joe Hughis is the Managing Director and Vice President of Riverdale Funding.  His hands on approach to management has been integral to the continued success of Riverdale Funding.  Joe Hughis is the driving force who has a hand in all day-to-day operations of the business.  Mr. Hughis has been in the real estate and mortgage industry since 1989.  His career began in the residential hard money market, then transitioned to the sub-prime market and eventually into the commercial real estate industry.

His wealth of expertise and knowledge in the mortgage business consists of, among other things, working with investors and attorneys, reading, and deciphering title reports, clearing titles, marketing, and staying in compliance with the various state banking regulations.  Joe is an instrumental part of Riverdale Funding.  He has played a major role in molding the business from the ground up and since has provided millions in private commercial loans.


Ben Dunavent  |  Senior Account Executive


Direct:  423-328-1606  |

As Senior Account Executive, Ben is the catalyst behind Riverdale Funding’s streamlined quick loan process. Before getting into the commercial mortgage lending industry, Ben’s prior experience as a Head Coordinator and Technical Team Leader embodied him with the leadership skills he needed, which ultimately primed him for success when he transitioned to Riverdale Funding. Now, a self-motivated mortgage professional with the strong drive to succeed and strong interpersonal skills, Ben oversees a team of account executives and all loans from approval to closing. “Leaders become great, not because of their power, but because of their ability to empower others.” 


Stacy Whitaker-McCray  |  Executive Aide to the Vice President & Office Administrator


Direct:  423-391-5459  |

"You don’t build a business, - you build people - and then build the business” – Zig Ziglar. Stacy is an important component to Riverdale Funding’s success. She is one of the original employees when Riverdale Funding was founded and has taken the opportunity to grow, learn and flourish just as Riverdale has. As right-hand and aide to the VP, Stacy learned the business inside and out. She also oversees many day-to-day operations throughout the office. 


Jacob Wigle  |  Account Executive / Loan Originator 


Direct:  423-323-5207  | 

Jacob is an ambitious up-and-comer in the hard money lending industry.  Before joining Riverdale Funding, Jacob earned his bachelor's degree at the University of Tennessee majoring in international business and finance.  Since joining the Riverdale Funding team, Jacob has been eager to learn all aspects of the hard money business.  His loan origination technique was built off of a strong foundation established through his previous role as assistant to the Senior Account Executive.  Jacob's drive, zealous personality and resolve for success quickly earned him his position amongst the other seasoned account executives.


Roger Bailey  |  Business Development


Direct:  423-446-1423  |

"Communication leads to community and that is what Riverdale Funding values".  Roger's role at Riverdale Funding is to strengthen the relationships between the Account Executives and their brokers/clients as well as nurturing new broker relationships.  He also serves as a secondary point of contact for general inquiries and specific information requests.  His previous roles as a branch manager and mortgage loan originator has equipped him with the skill set and industry knowledge to excel in his current Business Development position. 



Joel Holland  |  Processor


Direct:  423-343-5226  |

Joel has been fortunate to wear many hats within the world of commercial and residential real estate.  With nearly 40 years of experience, he’s been a real estate appraiser, broker, agent and now one of Riverdale Funding’s knowledgeable underwriters and processors.  His previous experience enables him to provide insight, understanding, and flexible underwriting techniques when handling all Riverdale Funding’s processing loans. 


Scarlet Vance  |  Marketing Assistant


Direct:  423-446-1422  | 

“Assist: to provide aid, support, facilitate, forward or further; to hold up or serve as a foundation.” Scarlet has had her hands in many different aspects of this business. At Riverdale Funding, Scarlet received the hands on experience needed to learn the private commercial mortgage business as part of the underwriting team. She oversaw the loan process from approval to closing, knowledge that carried over to her current position as marketing assistant.