Riverdale Funding is a premier commercial bridge loan lender which provides real estate investors and mortgage brokers with the commercial hard money bridge loans they need to fund their properties. By offering fast commercial loan approvals and funding, competitive rates, and dependable service, we have earned the reputation as one of the top commercial hard money bridge loan lenders throughout the country. Whatever your commercial real estate goals, we want to help you achieve them.

 

How It Works 

Riverdale Funding’s streamlined funding process requires minimal paperwork and makes getting a hard money loan easy. The process is simple: Complete and submit a loan application along with interior and exterior photos of the property. Our team will review your application and respond shortly; we can fund commercial bridge loans in as little as a few days. To learn more about our Commercial Bridge Loan application process and get started, Apply Now or call us at (888) 368-4983.

 

Types of Properties We Lend On

  • 1-4 Family Investment / Non-Owner Occupied (NOO)^
  • Multi-family (Apartment Building)
  • Office Building
  • Mixed-Use
  • Retail
  • Strip Center
  • Free Standing Commercial
  • Warehouse
  • Improved Land
  • Light Industrial **
  • Self-Storage **

 

 

General Loan Terms 

Riverdale Funding prides itself on its borrower-friendly commercial loan terms, which include:

  • 1-3 Year (Interest-Only) Loan Terms
  • Loans of $250,000 up to $5,000,000 (Larger loans considered on a case-by-case basis)
  • Rates from 8-10%
  • Up to 65% Loan-to-Value (LTV) / Up to 50% LTV on Improved Land

 

For a full list of Riverdale Funding’s commercial bridge loan terms, visit our Commercial Loan Terms page.

 


 

COMMON / POPULAR QUESTIONS

Due to the popularity of Riverdale Funding’s commercial hard money loans amongst commercial real estate investors, we have collected a short list of frequently asked questions regarding our Rental / Investment Property Loans.

 

What is a Commercial Bridge Loan?

A bridge loan is a short-term loan used to provide immediate cash flow either to remove an existing obligation or until a borrower can secure permanent financing.

 

How do Commercial Bridge Loans help?

Also referred to as “interim financing,” bridge loans are a popular short-term financing solution for borrowers who lack access to immediate financing elsewhere. Both commercial real estate investors and businesses alike turn to commercial bridge loans to provide temporary financing in various situations, such as avoiding commercial loan default, covering balloon payments, during unexpectedly long refinancing processes, and others. Commercial bridge loans serve as a financing bridge for borrowers of all types.

 

Do you broker loans out to other lenders?

No. Riverdale Funding is a private lender and we have money readily available to fund your loan. We do not require a loan committee or approval outside of Riverdale Funding to issue a loan. You can rest assured that Riverdale Funding will have funds available to close your loan.

 

Why should I use Riverdale Funding for my commercial loan?

As a true asset-based lender, Riverdale Funding accepts all credit history and does not require personal financials. Furthermore, we don’t require extensive documentation and third party reports. If your commercial property has sufficient equity, we can get you financing and close your loan fast.

For a complete list of commonly asked questions regarding our Commercial Bridge Loans, please visit our FAQ page.

 

Ready to Get Your Commercial Bridge Loan? 

To begin the application process for your Commercial Bridge Loan, please Apply Now or call (888) 368-4983.

 


 

^ Riverdale Funding cannot provide loans on 1-4 Family Investment properties in the following states: Oregon, Minnesota, Utah

** These and other commercial property types not listed above will be considered on a case-by-case basis.