Top Reasons to Get a Commercial Hard Money Loan 



  • You need a loan quickly and cannot wait the 2-4 months, conventional commercial lenders take to process a commercial mortgage.

  • You do not qualify for a conventional commercial lender because of an assortment of possible reasons, such as:  (1) income constraints  (2) lack of reportable liquid assets  (3) Unique Property Type  (4) Insufficient Tax Returns or Financial Statements

  • Less than perfect credit (including bankruptcy, foreclosure, late payments and liens)

  • Your commercial property has equity but also has liens, judgements and other unpaid bills that conventional lenders will not overlook.

  • You are trying to avoid foreclosure and are looking to restructure your debt

  • You already have multiple mortgages outstanding and are considered “higher risk” by conventional lenders

  • Your commercial property is owner-occupied and your reported financials do not satisfy an SBA lender or bank’s requirements

  • You require a lender who uses common sense underwriting and can offer a creative loan solution


If you are a borrower or a mortgage broker looking for commercial financing and fit into any of the scenarios above, give Riverdale Funding a call



Commercial Hard Money Loans |  Riverdale Funding


  • Riverdale Funding's specializations in being able to fund on hard-to-place commercial real estate deals when other lenders can't.   Riverdale lends in dozens of states across the country and we want to make it as simple as possible for you to get the commercial loan you need to move forward with your real estate plans.  Whether you are a commercial real estate borrower or a mortgage broker looking to source your client's loan, we can provide you with the commercial financing you need. 
  • Riverdale Funding understands that the ability to close a loan fast is a critical factor when purchasing or refinancing a commercial property.  Our efficient turnaround times minimize the time span between the first contact and the finalization of your loan.
  • We provide commercial real estate loans ranging from $250,000 up to $5 million (amounts greater than $5,000,000 will be considered on a case-by-case basis) with loan-to-value ratios of up to 65%.  Furthermore, our loans are interest-only hard money loan with flexible terms, competitive rates and reviewed with common sense underwriting.
  • We accept borrowers with all types of credit history.  Even if you have late payments on your credit report, tax liens, bankruptcy, charge-offs, and delinquency notices, you may still be a good candidate for a Riverdale Funding hard money loan.


Riverdale Funding is ready to assist you with your Commercial Hard Money Lending needs.  Whether you are a commercial real estate borrower or a mortgage broker looking to source your client's loan,