It’s no secret that the Big Apple is notorious for offering endless opportunities, for both business and pleasure, but Manhattan is also an investor’s paradise. NYC has one of the most consistent and stable real estate markets in the country. Additionally, most Manhattan zip codes and neighborhoods are considered highly prestigious, so there isn’t as much need to worry about location. There are options for small-scale commercial real estate investors and seasoned real estate moguls alike throughout the Bronx, Queens, Brooklyn, and Staten Island, as well.


What does Riverdale Funding offer?

Riverdale Funding is a commercial bridge lender that is proud of the reputation it’s earned throughout New York as a reliable source for private funds. A commercial bridge loan from Riverdale Funding is designed to get investors, developers, and borrowers from Point A to Point B quickly. Riverdale Funding understands that some of the best real estate transactions can be time sensitive, so we offer fast decisions and faster closings. We specialize in being able to fund hard-to-place commercial loan requests that other lenders cannot. Our true asset-based loan programs ensure your loan is based solely by the value of your property, rather than your financials or credit score.

Riverdale Funding offers the following commercial loan terms throughout New York City:

  • Loan amounts ranging from $250K to $5M+ or more
  • Up to 65% LTV / 50% LTV on improved land
  • 1-3 year loan terms/interest-only

(*rates/pts are subject to change and dependent on real estate market conditions)

  • Flexible underwriting
  • Competitive rates
  • No financials
  • No pre-payment penalties
  • ALL credit accepted


Click here for our FREE e-book to learn more about commercial bridge lending. Or call us now and discover how Riverdale Funding can quickly provide financing on investment properties in New York when other lenders cannot.




We lend on the following commercial property types throughout NYC:

  • Multi-family (apartment buildings)
  • Office buildings
  • Retail
  • Mixed-use
  • Strip center
  • Free standing commercial
  • Improved land
  • 1-4 family investment (non-owner occupied)

*** All other property types will be considered on a case-by-case basis


NOTE:  At this time, we do not provide financing for construction projects or provide property rehab financing.  We are a "true asset-based lender" and our decision to lend and the loan amount provided are based on the "as-is" value of the subject property.


The New York City Real Estate Market

The NYC economy remains strong year after year, as it enters its 20th year of reoccurring property price increases. The top performing commercial market sectors in Manhattan quarter after quarter are office, retail, and co-operative properties. In fact, co-op properties make up 34% of NYC’s real estate. Commercial investors looking for a piece of The Big Apple might consider the fact that the average condo price in Manhattan is around $1.9M. Meanwhile, growth in Brooklyn, Staten Island, Queens, and the Bronx has continued growing strongly over the past few months.


The commercial office market sector took the lead in leasing activity, registering $1.87M sqft of leased space since the start of 2017, making this year the strongest since 2014. All major metrics of downtown office leasing activity have increased significantly. Manhattan saw a 40% increase in new tenant relocation to the downtown market (boroughs such as Brooklyn saw similar trends), so as commercial leasing activity increased, availability shrunk, rents rose, and absorption was positive.


Even amidst increasing online retail sales, the retail market sector came in second for highest performance and accounted for 3 of the 5 largest real estate transactions in Manhattan. Food retails, especially “fast-casual” offerings, are currently the most active when accounting for leased-space transactions across the five boroughs.


Commercial Lending in New York City

Whether you’re purchasing new property or refinancing, Riverdale Funding takes pride in providing commercial financing solutions where conventional lenders cannot. Allow us to assist you with funding all your high-dollar commercial real estate investments from $250K up to $5M or more in Manhattan, Staten Island, Brooklyn, Queens, or the Bronx. Contact Riverdale Funding now to discuss your financing needs.